Where can I get dental financing as I need $2500 worth of dental work? Will Credit Care help me? Is there a minimum credit rating requirements for getting dental financing from them? A reader asked this question some time back.
Credit Care is a company that works to help finance things in doctors offices. So, they should be able to help you if you have a reasonable credit rating. They provide help with dental financing for dental work and many dental offices are open to this option. Bad credit history is a problem but I have seen many people with not great credit history getting help through dental financing.
Another option is to go through your local welfare office. This option is open for people who are really destitute and can’t afford any dental or medical care without dental financing from the government.
Try to make a payment plan with a good dentist. Explain your circumstances to your dentist and ask for deferred payment plan. If you are able to convince them about your ability to repay over a longer period of time they may be willing to take you as a patient.
Another option is to go to a local dental school near you. Find a university near you that has a dental program and find if they will take you as a patient. You can good quality cosmetic dental care from students and supervising professors for your teeth and the costs work out much cheaper.
The dental schools are cheaper but it’s takes a longer time to all the work done. Find out how you can register and start your treatment. For instance at the Memphis dental school you have to call the school on the first weekday of the month. The whole month’s appointments fill up before 10am that first day so start calling early. The work is top notch and it’s less than half price.